The Khyber Pakhtunkhwa government has made an important decision Interest-Free Loans for Youth. In collaboration with the Bank of Khyber and TEVTA, interest-free loans will be provided under the Ehsaas Hunar Program. The aim is to financially support young individuals so they can start their own business or job and become self-sufficient.

Bank of Khyber Loans: Apply online at BoK website.

Interest-Free Loans for Youth and Their Purpose

Under the Ehsaas Hunar Program, Interest-Free Loans for Youth.

Eligibility for Loans

• These loans will be provided to young individuals who want to learn a skill and start their own business or job.
• The objective of this initiative is to offer financial assistance to youth so they can secure a better future.

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Signing Ceremony and Key Personalities

Chief Guest at the Ceremony

• Special Assistant for Technical Education, Tufail Anjum
• Secretary of Industry, Amir Afaq
• Heads of Bank of Khyber and TEVTA

Allocated Budget for the Project

Financial Resources

• This project will be completed through Bank of Khyber. Its sole purpose is to provide support to the youth without any form of financial assistance so that they can stand on their own feet.
• The government has allocated more than Rs. 3 billion for this initiative.
• For the year 2024-25, Rs. 200 million has been set aside to ensure quick loan distribution.

Eligibility Criteria for Loans

Requirements to Avail the Loan

• Residents of Khyber Pakhtunkhwa
• Aged between 18 and 40 years
• Must have a certificate or diploma in any skill

Loan Details	Information
Total Beneficiaries	35,000 skilled youth
Maximum Loan Amount	Rs. 500,000 per person
Repayment Period	36 months (3 years)
Installments	Easy monthly payments

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A Major Decision by the Government

Opportunities for Youth

• This initiative is a major step toward making youth self-reliant.
• The project aims to provide financial assistance to young individuals for employment and business opportunities.
• It is a golden opportunity for youth to build a better future.

Statement from the Special Assistant for Technical Education

Government’s Commitment

• Tufail Anjum stated that the government has officially launched the Ehsaas Hunar Program.
• The aim of this program is to provide employment to the youth and make them independent so that they do not rely on anyone.
• Young people are skilled, but they need an opportunity to start working.
• Through this initiative, they will receive financial support to stand on their own feet.
• The goal is to help youth start their own businesses and build a successful future.

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Conclusion

The Ehsaas Hunar Program is a significant step toward a brighter future for youth. It will not only provide financial assistance but also help young individuals enhance their skills and become independent. This initiative by the government has the potential to transform thousands of lives.